Our mission
Calculator Tax Philippines exists because most Philippine tax calculators online get the math wrong — usually in the freelancer / self-employed case, sometimes for Minimum Wage Earners, and almost always for the 8% vs graduated decision. We built a calculator that gets all three right.
Why this one is different
- 8% vs Graduated, side by side. Most calculators force you to pick one and show only that result. Ours shows both every time, with the actual peso difference.
- OSD vs Itemized for the graduated path. Without OSD support, the 8% vs graduated comparison is dishonest — most freelancers use OSD in practice. We default to OSD.
- Minimum Wage Earner support. The MWE exemption on overtime, holiday, and night-differential pay is the law (RA 9504). Most calculators ignore it.
- Withholding tax vs annual tax due, separated. These are different numbers. We surface both, plus the year-end annualization adjustment.
- No personal exemption fields. TRAIN removed those in 2018. Calculators that still ask for civil status or dependents are producing wrong numbers. We don't ask.
Tax rules we implement
- TRAIN Law (RA 10963) Phase 2 brackets — effective January 2023, unchanged through 2026.
- SSS 2025 contribution schedule (15% total, 5% employee share, MSC ₱5,000–₱35,000).
- PhilHealth 5% premium rate, floor ₱500 / ceiling ₱5,000 (2024–2025 schedule).
- Pag-IBIG 2% employee share, ₱200 monthly cap above ₱10,000 monthly compensation.
- ₱90,000 13th-month / bonus tax exemption.
- ₱3 million VAT threshold for 8% flat-rate eligibility.
Disclaimer
Results are estimates only. Always verify with a licensed accountant or BIR before filing. The numbers shown here are intended to help you plan and understand — not to replace professional tax advice or official BIR computations.
Last reviewed
May 2026.